It hit me the other day that I have only 3 years until my youngest will be going off to college. There … I said it. It’s hard to imagine that she soon will: be getting her learners permit to drive this year have a drivers license this time next year have graduated from high Read More
Category: Finances
Quick Guide – Emergency Fund
Stuff happens. It’s inevitable. Things break, unexpected bills pop up, etc. If you’re like me, just when you think you have everything taken care of and expenses covered – something comes up that requires immediate attention, and usually more money than is currently in your checking account. That’s why it’s important to have an emergency Read More
Cut Grocery Spending Down To Size
It’s not always easy to keep your grocery spending in check. When you have to watch every dime, and make it go as far as possible, you need some good ideas and encouragement. In the name of full transparency, please be aware that this blog post contains affiliate/referral links which may reward me in the Read More
Friday Freebies #3 – Tons Of Great Deals, All In One Place!
It’s Freebies Friday! Time for more free goodies to share, to make your weekend even better. Everybody loves free products! Freebies are fun. Free deals are great! Getting free stuff makes us feel good, like we are getting a special little present for nothing – just because! It’s an extra little goodie that we can Read More
Friday Freebies #2 – Tons Of Great Deals, All In One Place!
It’s Freebies Friday! Time for more free goodies to share, to make your weekend even better. Everybody loves free products! Freebies are fun. Getting free stuff makes us feel good, like we are getting a special little present for nothing – just because! It’s an extra little goodie that we can enjoy, and it makes Read More
Debt Snowball – How It Worked for Me
Have you heard about the Debt Snowball Method for debt reduction? It’s a great system to get rid of debt, and it’s worked great for me. I have always tried to be careful with debt (and did a pretty good job for most of my life), but ended up getting sucked into the debt trap Read More
Friday Freebies #1 – Tons of Free Deals, All In One Place!
It’s Freebies Friday! Time for more free goodies to share, to make your weekend even better. Everybody loves free products! Freebies are fun. Getting free stuff makes us feel good, like we are getting a special little present for nothing – just because! It’s an extra little goodie that we can enjoy, and it makes Read More
Paying Cash – How I Saved $200 This Month
This past month I changed up my system for paying bills. It was a huge success for me. Actually, I just changed a couple of things; instead of using my debit card for groceries and gas – I was paying cash. I budgeted an amount for food and another for gas; then after the automatic Read More
Wells Fargo Credit Line – Paid Off!
I wrote a post awhile back (Credit Card Debt – Gone!) about my struggles and eventual victory to get out of credit card debt. At that point, I had only two big debts left to wipe out; my daughter’s student loans and the credit line my husband and I had opened several years prior with Read More
Get Out Of Debt – 3 Keys That Helped Me
(This was a post that I created and posted on a different website from 2014. I thought it appropriate to repost it here.) I hate debt. I mean I really hate it. It has dogged me for years. During our marriage, my husband and I accumulated quite a bit. I was never one to use Read More
5 Steps to a Successful Grocery Budget
So you’ve decided to set a grocery budget to corral that spending at the grocery store. If you’re like me (and I’m betting that you are, even if just a bit) you may struggle with sticking to that budget. It’s easy to overspend, especially when you have kids who are asking for things that might Read More
How To Save Money – Automate Your Savings!
One of my resolutions this year is to save more money – Single Mom New Year’s Resolutions – and I have been thinking about the best way to do just that – how to save money. How can I go about growing a savings account when I am also trying to finish paying off debt? Read More
Scriptures About Debt – What God’s Word Says About Handling Money
Here are some scriptures about debt. Hopefully these will help us to focus on getting rid of debt, and make sure we are living according to God’s Word when it comes to how we handle money, and staying out of debt. We can all use some reminders, and encouragement to maintain a healthy relationship with Read More
11 Tips To Save Money On Food
We all know how expensive food can be. It’s a major part of our budget each month, and a source of stress when funds run short. There’s always a tension between having the money to buy the food we need for our family, and being able to buy the healthy food that we know we Read More
Tax Preparation for Solo Moms
Yuck! (Just wanted to get that out of the way.) Sorry to be a “downer,” but this time of year always grinds me down a little bit. With the near-constantly gray, winter weather I tend to feel a little more empty. And then there’s tax season, and tax preparation. Yes, after the first of the Read More